When it comes to talking about money, we British have a tendency to shy away from the subject and the older I get the more damaging I see that as being. In a way, money has become a somewhat taboo subject, we shame those who have lots and punish those who have little. In doing so, we intrinsically interweave morals and bank balances, something that is damaging to how we see our own financial prospects.
Yet at the same time, it is also a topic that connects us all and every single one of us has a relationship with finance.
When it comes from money manifestation, I am far from being an expert and over the years I have had my fair share of money mindset issues. Whether it be in relation to my internal money-making thermostat – which has tended to point lower than was aligned – or my attitude towards debt, its far to say that I have had my own personal money battles.
But all of that changes when you start to understand the Law of Attraction and the role that mindset plays in within your life.
Since I first started working on my own money story, I have had huge personal shifts, and this has helped me to overhaul my own money mindset.
Over the next few weeks I want to share some of these with you, as I believe that other people can benefit from these shifts too.
In today’s blog post, I am going to share with you how I changed my internal debt story, how it shifted my entire mindset and how that has helped me to manifest more money into my reality.
Reframe how you view debt |
At the moment, in the UK, there is very little monetary education within the school system and growing up I don’t remember being given much information about the subject. Yet, if there is one huge lesson that we are taught about money, it is that debt is an entirely bad thing.
Like many aspects of the money story that we are told, that is not always the case and is much more flexible than it may seem.
The truth of the matter is that at some point in our lives, most of us will find ourselves with a debt of some kind and it doesn’t always have to be a bad thing. Take a mortgage, for example, that’s a positive kind of debt and wouldn’t be in the same category as a payday loan or high-interest credit card.
Grab your journal and jot down any thoughts and feelings you have around the subject of debt and try to understand what your internal story might be. Then spend some time questioning it, trying to understand it and consider how accurate that story really is. Then try to find a new one that fits better.
Paying debt is abundant – ignore the feelings that tell
you otherwise |
It has taken me years to get to a place in my life where I am happy with the amount of money that I am earning and before then, I used to hate paying off my debt.
For me, there was a seriously icky feeling that came with having to carve up such a large chunk of my income, especially as I wasn’t earning a lot but was put in a lot of effort. It then felt as if everything I had earned was going to something else and I misguidedly felt as if I wasn’t feeling the benefit.
A lot of things have changed since I last felt that way, for one I’ve massively increased my income, but the biggest shift comes from my new mindset.
Over the past few months, I have worked really hard to conquer and up-level how I view debt and in particular, I focused on a few key questions that I wanted to understand.
-Why do I feel this resistance to paying my debt?
-How would the next-level version of me view paying this debt?
In the end, I realised that my mindset was entirely faulty and being abundant didn’t just mean having money in the bank or fancy possessions. What it actually meant was taking charge of my finances, being confident that there was always more money coming into my life and paying back what was owed.
Abundant, wealthy people know that they have a constant stream of income flowing into their life, so of course, they pay their debt and I knew that next level me would be too.
Now, I have a set payment each month and on the last day of every single month, I sit down and do my financial audit. I check exactly how much income I have earned, I then pay my bills, put some in my savings account and always have some leftover.
Refocus – be grateful that you can pay it |
If you have the money to pay your debt, then you have some access to money and that is something to be grateful for.
I have gotten into the habit of thinking the universe every single time I make a payment or a transfer of any kind. Either out loud (not recommend if you’re in public but totally fine in your own home), in writing or mentally thank the universe for giving you the funds to pay the bill.
Thank the universe that you even had the credit in the first place. Thank it for the entire process, be thankful as much as you can.
Gratitude for what you have becomes more to be grateful for, always be grateful whenever you can..